Habitational GL

We’ve reengineered multifamily liability to deliver speed, discipline, and broker confidence. Backed by elite underwriting talent and industry-leading tech, our program helps brokers quote faster, bind smarter, and place risk in all 50 states.

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Details

The Ascendex Habitational GL practice is currently a non-admitted monoline general liability offering a range of residential exposures. It is designed for wholesale-only distribution seeking seamless execution in an increasingly constrained market.

Core Appetite:

Apartments, condominiums, co-ops, townhomes
Mixed-use buildings
Multifamily (1-4 units), single-family homes

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Meet the 
Underwriting Team

Real experts. Real accountability.

Neil Lipuma

EVP – Head of Real Estate

A seasoned underwriting strategist, Neil brings over 20 years of experience developing specialty insurance platforms anchored in disciplined risk selection and digital transformation. At Ascendex, he heads the Real Estate practice, applying a data-driven, capacity-conscious underwriting approach to complex E&S segments, including habitational general liability.

Expect Excellence

Wholesalers that work with Ascendex will have access to a team with direct underwriting authority aiming to enhance turnaround time and transparency of habitational risks.

Submissions are continuously reviewed daily
All responses include rationale for pricing, structure, or declination
Brokers receive direct access to underwriters

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Built for Sustainable, Profitable Growth.

For carriers & capacity providers

Our Habitational GL program is supported by Ascendex’s centralized infrastructure for loss ratio and exposure management, compliance, and carrier reporting. We combine underwriter autonomy with institutional rigor to protect your paper.

Real-time loss monitoring
Federato underwriting platform
Integrated governance from day one

Ascendex enables underwriters to write with confidence and allows carriers to scale with discipline.